How much does it cost to use the 401(k) Line of Credit? Admin Account March 11, 2024 16:59 Updated There are two types of charges when using the 401(k) Line of Credit:. A flat fee of 20% is applied to the after-tax amount of employer matching contributions earned. A monthly $50 membership fee that automatically deducts $50 from one deposit each month. Related articles How do I pay my 401(k) Lendtable balance? When do I need to pay my 401(k) Lendtable balance? When will my reimbursement be deposited from the 401(k) Line of Credit? Example Scenario: Repaying after one year using a 401(k) loan. Still with employer. How does Lendtable work? Comments 0 comments Please sign in to leave a comment.