Why is the amount of my deposit less than my 401(k) payroll contribution? Lendtable Team July 13, 2023 22:02 Updated Lendtable applies a $10 monthly fee, which is deducted from one of your deposits each month. It's important to understand that Lendtable deposits represent the post-tax amount of your contributions, even if your contributions are pre-tax. This is because the Lendtable deposit is designed to replace the amount deducted from your after-tax pay. If you choose to make Roth 401(k) contributions, the Lendtable deposit will consider the appropriate tax rate. Please note that Lendtable does not provide financial, legal, tax, or investment advice. It's recommended to assess your specific situation and consult with your own advisor for personalized guidance. Additionally, it's important to keep in mind that your Lendtable deposit may not reflect any changes in your pay that occurred during a specific pay period. This is particularly true if you received bonus pay that was not included in your reported pay. If you notice any discrepancies between the amount of your Lendtable deposit and your eligible contribution, please reach out to our support team via chat. Related articles How much does it cost to use the 401(k) Line of Credit? How do I pay my 401(k) Lendtable balance? When will I receive deposits from the 401(k) Line of Credit? When do I need to pay my 401(k) Lendtable Balance? What is Lendtable's "Pay With 401(k)" feature? Comments 0 comments Please sign in to leave a comment.