How can Lendtable benefit me?

Lendtable's 401(k) and ESPP services were created to help you get the most out of your employer-offered match rate policies. We aim to help you grow your 401(k) account balance for retirement, as well as assist you in securing the most profit possible from your employer's ESPP program. Both services allow us to replace the funds you contribute to your 401(k) or ESPP so you can both save the maximum amount and still use your full paycheck!

401k Service Benefits

By using Lendtable's 401(k) service, we are able to essentially replace the funds you spend to contribute to your 401(k) account. We also help you ensure you are getting the maximum employer match your company offers, which means more money for your retirement. We understand how difficult it can be to put money away in a 401(k) account for the future when you need right now in the present. Using our service, you'll be able to save as much as possible for retirement while also still using that money for any expenses you have in the moment!

We believe in helping our customers save for the future without worrying about day-to-day expenses. Our payouts can even help you reach other financial goals you may have in mind, such as: paying off credit cards, saving for a new car, saving for a down payment on home, using payouts to contribute even more into your 401(k), starting a small business, and more! Whatever your own plans may be, we'll be happy to support you along the way.

For more information about our 401(k) service, please read our related support article, How does Lendtable work with 401k(s)?

ESPP Service Benefits

Lendtable's ESPP service enables our customers to purchase their company stock shares at the highest match rate their employer offers. Our ESPP program allows you to consistently lock in a high profit at the end of each offering period throughout the year. When your offering period ends and your purchase period begins, we ask our customers to sell their shares immediately, which then locks in the highest profit possible.

Higher stock-selling profit means more money in your hands! You can use the extra funds you earn through your ESPP program for anything you like, and Lendtable would love to help you maximize your savings as much as possible.

For more information about our ESPP service, please read our related support article, How does Lendtable work with ESPP(s)?

We'll let our customers speak for themselves!

Here are some testimonials from our customers about their Lendtable experience! Want to see more? You can head over to our page on TrustPilot and scroll through hundreds of customers reviews from our own users!

Transcript: Five stars. "Simply amazing! I am able to get my company match money now! I could not have done this without Lendtable. Thank you!" - Darren Kraemer, 01/2023

Transcript: Five stars. "That money is a big help and since my employer just increased their matching it comes at a great time to save for my retirement." - Daniel Sperr, 12/2022

Transcript: Five stars. "The struggle is real. Living in the real world is a struggle for most like me everyday. Things just don't seem to go as planned and bills just pile on and makes it difficult to pay them all at once. Lendtable can help ease your mind and not worry so much about how you're going to pay this bill or the next one. I'm glad I came across Lendtable on my recoup app." - Ashley Moss, 12/14/2021

Transcript: Five stars. "Building Better Business - Nice app, awesome information and easy navigation. The step by step built in guide is awesome and they will answer if you call. Hands down one of the best apps I have and my company loves the referral system ($250)." - Louis Rouse, 12/05/2022

Transcript: Five stars. "Oh my...how easy! - Oh my, this was by far the easiest experience I've had getting money on the internet, ever! Great customer service team, always right there to help you out with anything you need from start to finish. My sign up ran into one little snag (nobody's fault) but this literally was a matter of providing a few documents, logging into my 401k company's website and filling out some info and my payments are literally on their way to me. I just sit back and wait to collect my cash! Thanks Lendtable for being so amazing! You guys rock!" - Leah Conklin, 06/18/2022