In order to release your payouts each month, Lendtable will check to ensure your have contributed the correct amount to your retirement account. We can check this in two different ways:

Link your 401(k) account through Plaid

If your retirement provider is supported by our secure third party, Plaid, we can detect your contributions each month. Once we are able to detect that you've made the correct contribution, your payouts will be released.

If, for any reason, we are unable to detect your contributions via Plaid, we will request that you upload your most recent paystub showing your deductions to verify your contribution. For paystub requirements, see the following section.

Upload your most recent paystub

If Lendtable is unable to detect your 401(k) contributions using Plaid, you must upload your most recent paystub to your dashboard. To be considered a "recent" paystub, you must have received this paystub within the last 30 days.

Screenshots of an account balance are not valid forms of contribution verification. If you upload a screenshot, we cannot release your payout.

When do I need to upload my paystub?

To guarantee on-time payouts for the entire month, you must upload a valid paystub on or before either the 26th or the 11th. Your schedule will depend on when your last paystub was received, as we require one paystub for every 30 days. See more about the upload and payout schedules here.

If a paystub is needed, you'll receive a notification and will be prompted to upload your paystub when you log on to your Lendtable Dashboard. From there, click "Upload" and select your downloaded paystub file.

What information must my paystub include?

  • Your first and last name

  • Date issued

  • Employer

  • Year-to-date earnings

  • Deductions

Why does Lendtable need a monthly paystub from me?

Because Lendtable Cash is used to replace your 401(k) contributions that are automatically deducted from your paychecks by your employer, our team needs to confirm that you are making the maximum contributions.

If you are not making the maximum contributions to your 401(k), you will not get your full employer match and will not receive the profit needed to pay for your Lendtable service at the end of your contract.

By confirming your the money withheld from your paycheck, our team is able to verify that you are using Lendtable correctly and that we can continue our service without putting you at risk of ending your contract without earning your estimated profit.

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